[an error occurred while processing this directive]
Pay your bills with gift cards
Pay your bills with gift cards
You can finally use that $100 gift card to Omaha Steaks -- to pay this month's electricity bill.

Payment company ChargeSmart and Plasticjungle.com, a gift card exchange, have partnered to let consumers pay online bills -- like utilities, auto loans and mortgages -- using unwanted gift cards.

Customers are granted up to 92% of the value of their unwanted cards, depending on the market demand for that particular brand. So far, 31 major gift card issuing retailers allow consumers to apply their cards to online bill payments, and 800 companies accept gift cards as a form of payment.

Last updated May 13 2011: 1:44 PM ET

From constantly overdrafting your account to hopping from card to card to collect rewards, these are some behaviors that may attract your bank's attention. More

Higher ATM fees, $50 spending limits on debit cards and 30% late payment APRs are some of the ways consumers will pay the price if the Durbin amendment is passed. More

Market indexes are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer Morningstar: © 2014 Morningstar, Inc. All Rights Reserved. Disclaimer The Dow Jones IndexesSM are proprietary to and distributed by Dow Jones & Company, Inc. and have been licensed for use. All content of the Dow Jones IndexesSM © 2014 is proprietary to Dow Jones & Company, Inc. Chicago Mercantile Association. The market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. FactSet Research Systems Inc. 2014. All rights reserved. Most stock quote data provided by BATS.