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1. Going without health insurance for a while is okay as long as:
I'm young and strong.
I plan to get it soon.
I don't mind risking bankruptcy.
2. A deductible is:
The tax break I get for my insurance premium.
The amount I owe out-of-pocket before insurance kicks in.
A service that my insurance doesn't cover.
3. What's sure to be covered by my insurance is:
Visits to my doctor's office.
4. Preventive care generally is covered by:
An indemnity policy.
A managed care plan.
5. With managed care, I can use doctors outside the plan's network:
Depends on the plan.
6. Catastrophic coverage is:
Insurance with a high deductible and high maximum payout.
Insurance for sudden illness or accident.
Insurance that pays so little you go broke.
7. Working couples with dual insurance can:
Cover themselves separately.
Cover one another.
8. A flexible spending account is:
A tax break.
A type of insurance.
A service offered by banks.
9. COBRA gives me the right to:
Keep employer-paid coverage if I lose my job.
Keep group coverage but pay for it myself.
Sue my employer if I lose my insurance.
10. A high risk pool is for:
People with significant health problems.
People who can't afford insurance.
People who have dangerous jobs.
In Lesson 16
Top things to know
The basic flavors
Which plan is right for you?
Your legal rights
Money Essentials Lessons
Making a budget
Basics of banking and saving
Basics of investing
Investing in stocks
Investing in mutual funds
Investing in bonds
Buying a home
Employee stock options
Saving for college
Kids and money
Planning for retirement
Hiring financial help
Buying a car