Long-term care cost calculator The costs of long-term care vary widely. Using the average costs in an area closest to you, this tool helps you determine how much you need to save or whether you should consider buying long-term care insurance. (For more on if you need such insurance, click here.) Type of care: Nursing home Assisted living Home health care              hours per day   State/City: AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY Statewide     Average annual cost: Nursing home costs assume a private room. Semi-private rooms cost less. Home health care costs assume you use home health care aides. Licensed nurses cost more.     CNN/Money Archives Do you need long term care insurance? Are your parents in shape financially? Results are based on average costs in 2002. Source: MetLife Mature Market Institute Survey. More Personal Finance How can I protect my investments from inflation? How to catch up on retirement savings in your 50s How do you know you're really ready to retire early?

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